Get a crypto-backed loan against multi-coin collateral.

Borrow against your multi-crypto portfolio in minutes from just 6% APR. Withdraw in fiat, stablecoins, or trade your loan for cryptocurrency at the best prices. Your collateral is securely stored and returned when you repay. No exchanges. No trading fees. Trade or cash-in the value of your portfolio without selling up.

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Borrow from just 6% APR
Combine 0+ cryptos as collateral
Get cash or coins without selling up
MyConstant crypto

Your collateral is securely stored in either a Prime Trust cold wallet, an Ethereum smart contract, or a password-protected web wallet until you repay your loan.

MyConstant vs

MyConstant alternative logo
Withdraw in crypto?
LTV ratio
Up to 66%
Up to 90%
Up to 50%
Up to 50%
Supported cryptos
Recall excess mid-term?
For repayment of loan only
Auto top-up

* Trade your USD loan for a supported cryptocurrency at the best prices without exchanges or trading fees.

Why borrow against your crypto with MyConstant?

Withdraw in fiat or crypto
Withdraw in fiat or crypto

Get USD straight to your bank account or trade your loan for cryptocurrency. We search multiple exchanges for the best prices in the market and never charge you trading fees.

Set your own rates
Flexible terms

Borrow any amount for 1, 3, or 6 months, giving you the flexibility to repay at a time that suits you.

Protected by Ethereum
Combine or isolate collateral

Borrow against your whole portfolio (multi-collateral) or isolate a single crypto, giving you better leverage, repayment, and top-up options.

Secure escrow
Secure escrow

Smart contracts and Prime Trust custody protect your collateral while ensuring we can return it to you as quickly as possible.

No credit scoring or background checks
No credit scoring

No credit scoring or background checks. Get funds instantly, no month-long waiting games for approval.

How to get a crypto-backed loan

Choose a term
1. Choose a term

Borrow any amount for 30, 90, or 180 days. The shorter your term, the lower the interest.

Choose cash or crypto
2. Choose cash or crypto

Receive your loan in USD or cryptocurrency. We always source the best cryptocurrency prices from multiple exchanges and you never pay any trading fees.

Deposit your collateral
3. Deposit your collateral

Send collateral to secure your loan. You can combine different cryptocurrencies to meet the minimum collateral value.

Withdraw your loan
4. Withdraw your loan

Once you’ve sent your collateral, you can withdraw your loan in fiat or stablecoins. Your collateral is securely stored and returned to you when you repay.

Repay at any time
5. Repay at any time

Repay anytime in fiat, stablecoins, or crypto to get your collateral back from escrow. Then withdraw your collateral to your wallet of choice or use it for another loan.

MyConstant Fantom partner
MyConstant Digix partner
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MyConstant Kucoin partner
MyConstant Kambria partner
MyConstant Matic partner
MyConstant PandProtocol partner
MyConstant Selfkey partner
MyConstant Fetch partner

"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter
US News & World Report writes about MyConstant
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End The Chain writes about MyConstant

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

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Frequently-asked questions (FAQs)

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.

You can borrow up to $50,000 in one order. To borrow more, you’d need to split your loan into separate orders. We limit the amount you can borrow in a single transaction to limit the risk of liquidation affecting the sale price, and subsequently, our ability to repay investors.

As soon as we receive your collateral, we’ll deposit your loan into your MyConstant account. You can withdraw your loan as fiat to your bank account or as a stablecoin to your wallet address. All USD withdrawals are free. Stablecoin withdrawal fees are here.

How to borrow in 4 simple steps.

As we only offer secured loans backed by collateral, there is no need for credit scoring. All you need is adequate collateral to secure your loan. To see how much collateral you need to secure your loan, simply enter the amount you’d like to borrow. The calculator will work out the amount for you.

How to borrow in 4 simple steps.