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Earn interest on your cryptos with our P2P crypto-lending platform

Lend your cryptocurrencies to earn up to 12.5% APY*. Unlock the best rate when you receive interest in USDT, USDC and PRV. Otherwise, earn 4% APY in compounded and paid every second. Withdraw interest and principal anytime. All lending backed by MyConstant Guarantee1.

* Applies to USDT or USDC deposits of up to $0. Deposits of over $0 will earn 4% APY (in USDT or USDC) or 7% APR (in PRV).

* The more MCT you hold in your balance, the higher your interest rate will be!.

1 The MyConstant Guarantee defines a limit of investment within which MyConstant can protect invested funds from loss or theft while in the custody of third parties.

Earn up to 12.5% APY
Invest over 10 cryptocurrencies
No fees, penalties, or lock-ups
Reach new limits and earn up to APY as a Diamond member when you buy MCT today!
Which cryptocurrency would you like to invest?
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Why lend crypto on MyConstant?

Immediate growth

Watch your crypto grow, second by second, from the moment you invest.

Earn on idle assets

Keep earning between trades with a generous 12.5% APY on your idle cryptos.

No investing fees

We don't charge you a penny to invest or deposit (though you might pay network fees to send your crypto).

Withdraw anytime

Withdraw your cryptocurrency instantly whenever you need it. No limits.

How crypto lending works

Deposit your crypto

Send your crypto to our lending pool and we’ll redistribute it among our trusted exchange partners, including the Incognito pDEX.

Earn 12.5% APY

Your crypto provides liquidity to exchange and swapping partners and you earn a cut of their trading fees – a generous 12.5% APY backed by the MyConstant Guarantee.

Watch your crypto grow

Interest is compounded and paid every second, giving you immediate returns. When you’re ready, withdraw again to a wallet of your choice.

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"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.