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Lend money online to earn up to 4x better interest than a Certificate of deposit (CD).

Earn up to 8% APR by investing in P2P loans to people and businesses around the world. Withdraw anytime for free or invest in a fixed-term loan for the best rates. All lending is backed by cryptocurrency collateral. No fees.

Questions? Let's get on a call.
Set up a time here.
Earn 4x more than a CD
Start investing from just $10
Instant access or fixed terms

*Comparison based on 2020 data from

Why lend money online with MyConstant?

Immediate returns

Start earning interest the moment you deposit.

Flexible terms

Withdraw anytime or choose from three fixed terms.


All lending is backed by cryptocurrencies that are easy to sell if borrowers default.

How we protect you
No fees

No fees to invest or withdraw USD.

24/7 customer support

Call, email, or message us on social media at any time of the day or night.

How to lend money on MyConstant

Deposit your funds
Send your funds via ACH (US) or wire (non-US).
Set your own terms
Choose instant access or a fixed term of 30, 90, or 180 days.
Start earning interest
You earn interest as soon as your funds reach us.
Withdraw or reinvest
Withdraw anytime (instant access) or at the end of your fixed term for free.
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"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.