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Lend money online to earn up to 20x better interest than a Certificate of deposit (CD).

Earn up to 7% APR by investing in P2P loans to people and businesses around the world. Withdraw anytime for free or invest in a fixed-term loan for the best rates. All lending is backed by cryptocurrency collateral. No fees.

Questions? Let's get on a call.
Set up a time here.
Earn 20x more than a CD
Start investing from just $10
Instant access or fixed terms

*Comparison based on 2020 data from https://www.bankrate.com/banking/cds/cd-rates/


Why lend money online with MyConstant?

Why lend money online with MyConstant - Immediate returns
Immediate returns

Start earning interest the moment you deposit.

Why lend money online with MyConstant - Flexible terms
Flexible terms

Withdraw anytime or choose from three fixed terms.

Why lend money online with MyConstant - Collateral-backed
Collateral-backed

All lending is backed by cryptocurrencies that are easy to sell if borrowers default.

How we protect you

Why lend money online with MyConstant - No fees
No fees

No fees to invest or withdraw USD.

Why lend money online with MyConstant - 24/7 customer support
24/7 customer support

Call, email, or message us on social media at any time of the day or night.


How to lend money on MyConstant

How to lend money on MyConstant - Set your own terms
1. Set your own terms

Choose instant access or a fixed term of 30, 60, or 180 days.

How to lend money on MyConstant - The matching algorithm finds borrowers that meet your requirements
2. Deposit your funds

Send your funds via ACH (US) or wire (non-US).

How to lend money on MyConstant - Start earning interest
3. Start earning interest

You earn interest as soon as your funds reach us.

How to lend money on MyConstant - Withdraw or reinvest
4. Withdraw or reinvest

Withdraw anytime (instant access) or at the end of your fixed term for free.

MyConstant partner paxos
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MyConstant partner stably

"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

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Frequently
Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at hello@myconstant.com and we'll be happy to help you.