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Reviews 1509    Excellent
  4.7 / 5

From great rates to speedy service, learn how we’ve earned our stars.

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Positive review goes here, alongside my smile

Well first off, let me just say I have yet to see another investing app start you off with a 15 day/$4000 trial fund, where you invest those funds and over the course of 15days whatever interest is made

Ricardo RodruguezMay 17, 2022

Loving this app

Loving this app. Gives u great options for deposit, withdraw, invest loan and request. Its so easy to navigate. Also allows you to earn extra cash and crypto. I'm still finding new things on this app and I've had it for about a month.

Kirsten MaurizzioMay 16, 2022

The MyConstant exchange is the best

The MyConstant exchange is the best thing going. Everyone needs to check it out while it's still a good time to get in on the action. What do you have to lose? Go ahead and give them a try you won't regret it.

ChrisMay 15, 2022

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Why it’s better

Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk,
MyConstant is designed to protect them both.
Why invest in MyConstant - Reliable returns
Crypto collateral helps protect your investments from borrower defaults.
Why invest in MyConstant - Free withdrawals
Withdraw any amount in USD for free, straight to your bank account.
Why invest in MyConstant - Flexible terms
Enjoy instant access to your funds or the choice of three fixed terms.
Why invest in MyConstant - 24/7 customer support
No call centres, no automated messages, just real people ready to help you.
Why invest in MyConstant - No credit checks
As long as you have the collateral to back your loan, you’re always approved.
Why invest in MyConstant - No early repayment fees
Repay your loan early with no penalties. You only pay interest on the days that you borrow.

Our products and benefits

Below is a handy comparison chart
of our products and benefits.
Instant access
Fixed term
Crypto Lend
Lending Lottery
Crypto-backed loans
Suitable for
Novice investors, new customers, and those who need access to their money
Experienced investors who can commit to a fixed term for a better rate
Long-term cryptocurrency holders who want to earn a return on their idle assets
Anyone from novice to experienced investors who want a shot at winning cash prizes—up to 10 million USD
Crypto holders who want cash or new coins without selling their existing assets
Interest rate
4% APY
6-7% APR
4 - 14% APY
1% APR
From 6% APR
Interest paid
Every second
At the end of the term
Every second
At the end of the term
How does MyConstant P2P lending platform works

How MyConstant works

MyConstant connects investors with borrowers to do business together. Crypto collateral backs investors’ funds while our custodial partner safely manages the movement of funds and collateral.
Investors deposit any amount and choose to either Lend USD or Lend Crypto.
Borrowers can access a loan easily by putting up a minimum of 150% of the loan amount in cryptocurrency or a portfolio of cryptocurrencies to obtain the loan.

"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.