Fully secured, fully backed. All loans and investments are protected by a combination of FDIC insurance, Ethereum smart contracts, and crypto collateral.
If borrowers default, collateral is sold to refund the investor. If collateral falls in value, it is sold at a threshold. It’s all automated by an unstoppable smart contract - investors will always get their principal and profit.
Borrower collateral is stored safely in a smart contract escrow, powered by the Ethereum network. This runs exactly as programmed, independent from human intervention - no one can touch these assets. As long as borrowers repay, they will always get their collateral back.
Constant is the first fully secured P2P lending platform. All investor funds are fully backed by collateral, and all portions that are not yet on loan are covered by FDIC insurance. Borrower collateral is stored safely in escrow, which means no one can touch it until it is transferred back to them after repayment.
Unlike other platforms, Constant also allows users to set their own interest rates and terms. Ethereum powered smart contracts automate the loan agreement and always run exactly as programmed – ensuring both investors and borrowers are protected.
All of our loans and investments are protected by a combination of FDIC insurance, Ethereum smart contracts, and crypto collateral. When not on loan, we store your funds across multiple FDIC-insured bank accounts with an aggregate indemnity limit of $130,000,000.
When your money is on loan, it’s protected by an unstoppable Ethereum smart contract – a programmable ruleset that strictly defines how your money is used. All our borrowers put up 150% of the loan amount in collateral, so investors see a return whether borrowers repay or not.