MyConstant alternative logo
Log in
MyConstant alternative logo

Invest in global peer-to-peer (P2P) lending with USD or crypto.

P2P lending allows you to invest in people and businesses around the world for up to 8% APR. All lending is backed by cryptocurrency collateral. Earn across multiple markets, spreading risk and maximizing reward. No investing fees. Free USD withdrawals. 24-7 customer support.

Or borrow against 0+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay.

view More
MyConstant crypto

Cryptocurrency collateral (held by us or liquidity pool partners) helps protect your investment returns from borrower defaults.

Invest
Lend USD
Rate
Up to 8%
Term
1 - 6 Months
Your term. Best rates.
Backed by crypto.
Invest
Lend Crypto
Rate
Up to 12.5%
Term
Flexible
Get 12.5% APY on USDC, USDT
and more.
Borrow
Crypto-backed
Rate
From 6%
Term
1 - 6 Months
Your terms. Best rates.
No credit checks.
LIVE
0.00% 0.00%
  $0
MyConstant app view
trustPilot Trustpilot
Reviews 1555    Excellent
  4.7 / 5

From great rates to speedy service, learn how we’ve earned our stars.

View us on TrustPilot

Great platform

Great platform, APY and other investments. if you want to consolidate debt, finance a large purchase, or cover an emergency expense, a personal loan can be useful. However, many personal loan lenders require borrowers to have good or excellent credit, ...

CekselimJune 14, 2022

Excellent platform

So far when there's a bug to be fix and they get to solving the issue you continue to use the application effectively as it was intended for it to be used and it works.

Enrique MurriettaJune 14, 2022

Excellent App

I have just started meaning I'm new to MyConstant. Overall i'm learning a lot. I very much glad I took a chance on this app. I would recommend my friends, family, to anyone interested. I appreciate the knowledge and info being presented.

LaRon SiskJune 11, 2022

LIVE
0.00% 0.00%
$0  $0

Why it’s better

Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk,
MyConstant is designed to protect them both.
Why invest in MyConstant - Reliable returns
Crypto collateral helps protect your investments from borrower defaults.
Why invest in MyConstant - Free withdrawals
Withdraw any amount in USD for free, straight to your bank account.
Why invest in MyConstant - Flexible terms
Enjoy instant access to your funds or the choice of three fixed terms.
Why invest in MyConstant - 24/7 customer support
No call centres, no automated messages, just real people ready to help you.
Why invest in MyConstant - No credit checks
As long as you have the collateral to back your loan, you’re always approved.
Why invest in MyConstant - No early repayment fees
Repay your loan early with no penalties. You only pay interest on the days that you borrow.

Our products and benefits

Below is a handy comparison chart
of our products and benefits.
INVEST
BORROW
BENEFITS
Instant access
Fixed term
Crypto Lend
Lending Lottery
Crypto-backed loans
Suitable for
Novice investors, new customers, and those who need access to their money
Experienced investors who can commit to a fixed term for a better rate
Long-term cryptocurrency holders who want to earn a return on their idle assets
Anyone from novice to experienced investors who want a shot at winning cash prizes—up to 10 million USD
Crypto holders who want cash or new coins without selling their existing assets
Interest rate
4% APY
6 - 8% APR
4 - 12.5% APY
1% APR
From 6% APR
Interest paid
Every second
At the end of the term
Every second
At the end of the term
N/A
How does MyConstant P2P lending platform works

How MyConstant works

MyConstant connects investors with borrowers to do business together. Crypto collateral backs investors’ funds while our custodial partner safely manages the movement of funds and collateral.
Investors deposit any amount and choose to either Lend USD or Lend Crypto.
Borrowers can access a loan easily by putting up a minimum of 150% of the loan amount in cryptocurrency or a portfolio of cryptocurrencies to obtain the loan.

"Where these interests overlap, new DeFi products emerge, such as cryptobacked lending. You invest (U.S. dollars) or a stablecoin in a borrower who stakes cryptocurrency as collateral and in return receive interest," Roper says.

John Divine
Senior Investing Reporter

Our Press

Our high-yield, collateral-backed, peer-to-peer investments have gotten a lot of press. Click View press below to find out what finance’s most respected publications think about us.

Frequently
Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at hello@myconstant.com and we'll be happy to help you.