Pricing and Service times
All times shown below are maximum estimates. In all cases, the team strives for ASAP.
While MyConstant processes your deposits and withdrawals free of charge, transaction fees may be applied separately by your financial institution.
DepositFunds shown in MyConstant account after deposit is received*
FiatsA business dayFree

* NOTE: the daily ACH deposit limit is $50,000.

* For non-diamond members, you will only be able to have one pending transaction at a time. Once your funds have settled from your previous ACH transfer, you may make another.


DepositFunds shown in MyConstant account after deposit is received
StablecoinsBusiness hours (9am-6pm GMT +7, Mon-Fri)Outside business hoursFee
<$10,000MinutesMinutesFree
>$10,0001 hourNext business dayFree

DepositFunds shown in MyConstant account after deposit is received
CollateralBusiness hours (9am-6pm GMT +7, Mon-Fri)Outside business hoursFee
BTC, ETH, ERC20, BEP2, TOMO, FIRO, INCOG, VET, TRXMinutesMinutesFree
Others6 hoursNext business dayFree

* About collateral issue, please ping @andy_9210 on telegram to get direct support.

* Possible reasons for a delay in processing your Zelle deposit

- Missing relevant information to match with your deposit order: Name, User ID, Reference...

- Varying level of processing time by the bank.

- Transfering from an account with the account holder's name different than your registered name on MyConstant platform.

- Lack of or incorrect deposit order created prior to depositing.


Fiat withdrawalFunds received in your bank accountFee
Zelle (Limit $1,000/transaction and $3,000/user/week)A business dayFree
Bank Transfer ACH (No limits, any amount)2 - 5 business daysFree
Bank Transfer Wire (Only available for non-US users)2 - 5 business daysFree*

* A receiving fee may be charged by your financial institutions.

The global banking system is imperfect, and some banks lack the direct relationships that support international wire transfers. These banks may depend on one or more intermediary banks (banks in addition to yours and ours) to help process the wire.

Intermediary banks may automatically deduct fees for this service before the wire reaches your bank (withdrawal) or our bank (deposit). Unfortunately, these fees are outside of our control, and we can’t reliably inform you of the intermediary banks involved nor their fees in advance.

While we don’t charge a USD withdrawal fee, you might still receive less than the withdrawal amount (after deducting your bank’s wire receipt fee) due to intermediary bank fees. Similarly, you might receive less in your MyConstant account after a deposit due to the same intermediary bank fees.


Stablecoin withdrawalFunds received in your wallet*Fee
<$2,000Less than hourFlat fee per token
>$2,000Next business daysFlat fee per token

* Please note that $2,000 is a daily limitation on automated crypto withdrawal. If you withdraw more than that number, your withdrawal will need to be approved manually. Larger the amount, longer the time.

* $60,000 is the daily limitation for all the platform.

* Exchange rate for DAI: 1 DAI = 1.035 USD.

* Network congestion on chains such as Ethereum or Binance may result in funds taking longer to arrive as well.

Service time guarantee ✔

Most stablecoin withdrawals take under an hour. Occasionally, we have to source extra liquidity but try to process your order as soon as possible (please refer to our service times). If there is any delay, we’ll pay you 12% APY on your withdrawal amount for every second we’re late.


Collateral withdrawalFunds received in your walletFee
BTC, ETH, ERC20, BEP2, TOMO, FIRO, INCOG, VET, TRX: <$10,000
1 hourFlat fee per token
BTC, ETH, ERC20, BEP2, TOMO, FIRO, INCOG, VET, TRX: >=$10.000
1-2 business daysFlat fee per token
Others
1-2 business daysFlat fee per token

* About collateral issue, please ping @andy_9210 on telegram to get direct support.

* Network congestion on chains such as Ethereum or Binance may result in funds taking longer to arrive.

* Please check the withdrawal fees here.


Matching fee
Invest0%
Borrow1%

Repay with collateral fee2%

Early RepaymentFees
Before 75% of the term has elapsed50% interest for the remaining term
After 75% of the term has elapsed100% interest for the remaining term

Late RepaymentFees
24-72 hours late10% of the total interest due

* Our service time may also be affected by public and banking holidays in the US and your local country.


Loan Originators
Time to wire your investment to a Loan Originator03-10 business days*
Interest payment settlement timeline/detailsRefer to your specific Assignment Agreement with each Loan Originator

* You'll start earning interest once your funds arrive in the Loan Originator's bank account, not when funds are deducted from your account.