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Fees and Service times
All times shown below are maximum estimates. In all cases, the team strives for ASAP.
While MyConstant processes your deposits and withdrawals free of charge, transaction fees may be applied separately by your financial institution.
DepositFunds shown in MyConstant account after deposit is received*
FiatsA business dayFree

* NOTE: the daily ACH deposit limit is $50,000.

* For non-diamond members, you will only be able to have one pending transaction at a time. Once your funds have settled from your previous ACH transfer, you may make another.

DepositFunds shown in MyConstant account after deposit is received
Any amountMinutesMinutesFree
DepositFunds shown in MyConstant account after deposit is received
CollateralBusiness hours (9am-6pm GMT +7, Mon-Fri)Outside business hoursFee
BTC, ETH, VET, TOMO, FTM, FIRO, ADA, DOGE, SOL, MATIC, TRX, ERC20, BEP2MinutesMinutesFree
Others6 hoursNext business dayFree

* About collateral issue, please reach out to Andy via Live chat to get direct support.

- Missing relevant information to match with your deposit order: Name, User ID, Reference...

- Varying level of processing time by the bank.

- Transfering from an account with the account holder's name different than your registered name on MyConstant platform.

- Lack of or incorrect deposit order created prior to depositing.

Fiat withdrawalFunds received in your bank accountFee
Bank Transfer ACH (No limits, any amount)3 - 5 business daysFree
Stablecoin withdrawalFunds received in your wallet*Fee
<$2,000MinutesFlat fee per token
>$2,000Next business daysFlat fee per token

* If you don’t have any outstanding borrow orders, you can withdraw up to $2,000 worth of stablecoin.

* If you do have borrow orders, then you can withdraw the total amount per volume.

* Please note, if all the withdrawals exceed the daily platform limit ($60,000), you’ll have to wait for approval.

Service time guarantee ✔

There are occasions where we have to source extra liquidity but try to process your order as soon as possible (please refer to our service times). If your withdraw takes longer than our stated service times to reach your account, we’ll pay you 12% APY for every second it’s late.

Collateral withdrawalFunds received in your walletFee
<$10,000
1 hourFlat fee per token
>=$10.000
1-2 business daysFlat fee per token

* About collateral issue, please reach out to Andy via Live chat to get direct support.

* Network congestion on chains such as Ethereum or Binance may result in funds taking longer to arrive.

* Please check the collateral withdrawal fee here.

Matching fee
Invest0%
Borrow1%

Repay with collateral fee2%

Early RepaymentFees
Before 75% of the term has elapsed50% interest for the remaining term
After 75% of the term has elapsed100% interest for the remaining term

Late RepaymentFees
24-72 hours late10% of the total interest due

* Our service time may also be affected by public and banking holidays in the US and your local country.