Invest in your future
with a free $0 trial

Experience the magic of compounding interest with collateral-backed P2P lending. Sign up, verify your ID, and enjoy 4% APY on a $0 trial bonus. After 0 days, we reclaim the bonus but you keep the interest. Start your investing journey for free today.

This offer is for a limited time and only available to US citizens.


Check out our FAQs.

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How It Works


Sign up for your free MyConstant account.


We deposit your free $0 bonus to earn 4% APY over 0 days.


Watch your money grow, compounded and paid every second.


After 0 days, we reclaim the bonus but you keep the interest.


Reinvest your earnings or withdraw to your bank account.

How We Protect You

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Prime Trust is the accredited custodian of our USD reserve. When you deposit, your unloaned funds are stored across multiple bank accounts insured to a total of $130,000,000.

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When you invest in P2P lending through MyConstant, your investment is up to 200% backed by collateral. If borrowers default or their collateral falls too much in value, we sell their collateral to repay you.


Reviews 951    Excellent

From great rates to speedy service, learn how we’ve earned our stars.

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the transaction was so smooth

the transaction was so smooth, they are really helpful,i can get my deposit right away in my account , thank you myconstant team.

thelahMay 25, 2021

Earn a high APY!

So far, I like the app. I made an initial deposit of $1,000 since my bank charges a $25 wire transfer fee and I was able to get a $15 credit plus the introductory interest which totaled about $7. So I’m down $3...

Chris PerkinsMay 21, 2021

Very good so far

Very good so far

florinMay 16, 2021

Download MyConstant app

Frequently-asked questions (FAQs)

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.

MyConstant is a multi-market P2P investment platform that pays up to 11% APR. With us, you can invest in people and businesses around the world, without fees or limits, with all lending backed by collateral or loan originator’s buy-back guarantee. We have a range of easy and accessible investment products for every risk appetite and goal, and provide you with the learning resources to achieve those goals, fast.

The $0 trial bonus is a way to experience investing on our platform without committing any of your own money. Instead, we credit your Instant-access investing account with a $0 bonus that you can watch grow at 4% APY, compounded and paid every second. Then, at the end of 0 days, we take back the $0 and you keep the interest, which you can then reinvest with some of your own money or withdraw to your bank account.

We understand that investing can be a little daunting at first – especially if you’ve never done it before. The bonus therefore gives you a taste for investing with us and will hopefully inspire you to continue investing with us for even bigger returns.

How does MyConstant investing work?

When you invest with us, you first send your funds (either fiat like USD or stablecoins) to our custodial partner Prime Trust, an accredited US financial institution.

Prime Trust then converts your funds to a relevant stablecoin which we then lend on your behalf to collateralized borrowers, liquidity pools, and decentralized exchanges in return for interest.

When you’re ready to withdraw, Prime Trust converts your invested stablecoins back to the relevant currency of your withdrawal request. There is no charge or fees for fiat (USD etc) withdrawals. You’ll keep the interest you earn up to the moment you withdraw your funds.

You can choose our instant access account or invest for a fixed term. Our instant access account has a 24-hour term that’s automatically extended every 24 hours unless you choose to disable the product or withdraw your funds.

All account statements for MyConstant investment products are stated in USD equivalent terms at all times.

Is CONST LLC a bank?

Please note that CONST LLC (hereafter referred to as “we”, “us”, or “Company”) is not a bank or deposit account, nor is it a regulated financial institution. MyConstant tokens are not financial instruments. No interest will be paid on any funds or other assets held in your MyConstant account and all assets directly held by us are not insured by us or, except as set forth below, any third party or any government agency.

We work with independent third-party financial institutions such as Prime Trust to provide cash management for the fiat deposits backing MyConstant tokens, ensuring that all MyConstant tokens in circulation are matched by an equal amount of fiat deposits. To achieve this, the fiat deposits backing MyConstant are held in one or more depository accounts at US banks or trust companies whose deposits may be insured.

Rate is current at the time of reading, and may be subject to change in the future.