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Invest in your future
with a free $0 trial

*Please submit your KYC documents within 30 days of signing up to qualify for this bonus

Experience the magic of compounding interest with collateral-backed P2P lending. Sign up, verify your ID, and enjoy 4% APY on a $0 trial bonus. After 0 days, we reclaim the bonus but you keep the interest. Start your investing journey for free today.

Also, don't miss a chance to get 18% APR for your first investment of at least $1,000.

This offer is for a limited time and only available to US citizens.

Questions? Check out our FAQs.

4.6/5 on Trustpilotwith over 1000 reviews
Earn up to 7% APRin a fixed-term loan
No hidden fees & free USDwithdrawals
All loans are backed up to 200%with easy to liquidate assets
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How It Works


Sign up for your free MyConstant account.


We deposit your $0 free trial bonus to earn 4% APY over 0 days.


Watch your money grow, compounded and paid every second.


After 0 days, we reclaim the bonus but you keep the interest.


Keep the interest in your balance to earn 4% APY or withdraw it only after you've made a USD deposit.

How We Protect You

Prime Trust logo

Prime Trust is the accredited custodian of our USD reserve. When you deposit, your unloaned funds are stored across multiple bank accounts insured to a total of $130,000,000.

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When you invest in P2P lending through MyConstant, your investment is up to 200% backed by collateral. If borrowers default or their collateral falls too much in value, we sell their collateral to repay you.

trustPilot Trustpilot
Reviews 1210    Excellent
  4.6 / 5

From great rates to speedy service, learn how we’ve earned our stars.

View us on TrustPilot

Why wouldn't a person want a better…

Why wouldn't a person want a better rate than regular banks that pay less than .06%. It was not an easy choice to go to this company but I started out small and tested things out for withdrawals and deposits ...

Nathan A. BernemanNovember 2, 2021

Fantastic Way to invest and loan crypto…

Fantastic Way to invest and loan crypto for bigger returns. Very easy way to borrow as well to increase your position in crypto.

Chris StocktonNovember 1, 2021

Better rates than banks

Who wouldn't want a better rate than traditional banks? I was skeptical at first but after being able to withdraw from the free trial and easily deposit and earn bank beating interest along with a secure app, ...

Jason LambersonNovember 1, 2021

Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.

How does MyConstant investing work?

When you invest with us, you first send your funds to our custodial partner Prime Trust, an accredited US financial institution.

We then lend on your behalf to collateralized borrowers, liquidity pools, and decentralized exchanges in return for interest.

When you’re ready to withdraw, Prime Trust will process your withdrawal request. There is no charge or fees for fiat (USD etc) withdrawals. You'll keep the interest you earn up to the moment you withdraw your funds.

You can choose our instant access account or invest for a fixed term. Our instant access account has a 24-hour term that’s automatically extended every 24 hours unless you choose to disable the product or withdraw your funds.

All account statements for MyConstant investment products are stated in USD equivalent terms at all times.

Is CONST LLC a bank?

Please note that CONST LLC (hereafter referred to as “we”, “us”, or “Company”) is not a bank or deposit account, nor is it a regulated financial institution. No interest will be paid on any funds or other assets held in your MyConstant account and all assets directly held by us are not insured by us or, except as set forth below, any third party or any government agency.

We work with independent third-party financial institutions such as Prime Trust to provide cash management for the fiat deposits. When not on loan, the fiat deposits are held in one or more depository accounts at US banks or trust companies whose deposits may be insured.