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Invest in your future
with a free $0 trial

*Please submit your KYC documents within 30 days of signing up to qualify for this bonus

Experience the magic of compounding interest with collateral-backed P2P lending. Sign up, verify your ID, and enjoy 4% APY on a $0 trial bonus. After 0 days, we reclaim the bonus but you keep the interest. Start your investing journey for free today.

This offer is for a limited time and only available to US citizens.

Questions? Check out our FAQs.

4.5/5 on Trustpilotwith over 1000 reviews
Earn up to 7% APRin a fixed-term loan
No hidden fees & free USDwithdrawals
All loans are backed up to 200%with easy to liquidate assets
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By ticking this box, I agree to MyConstant'sTerms and Conditions.

How It Works


Sign up for your free MyConstant account.


We deposit your $0 free trial bonus to earn 4% APY over 0 days.


Watch your money grow, compounded and paid every second.


After 0 days, we reclaim the bonus but you keep the interest.


Reinvest your earnings or withdraw to your bank account.

How We Protect You

Prime Trust logo

Prime Trust is the accredited custodian of our USD reserve. When you deposit, your unloaned funds are stored across multiple bank accounts insured to a total of $130,000,000.

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When you invest in P2P lending through MyConstant, your investment is up to 200% backed by collateral. If borrowers default or their collateral falls too much in value, we sell their collateral to repay you.

trustPilot Trustpilot
Reviews 988    Excellent
  4.5 / 5

From great rates to speedy service, learn how we’ve earned our stars.

View us on TrustPilot

It is legit

I’ve been a member of this site for years and it is as simple as putting money in and letting it work for you. I have no problems withdrawing either and in fact they recently implemented ACH.

Samson YuanAugust 5, 2021

MyConstant has been a great experience!

MyConstant has been a great experience so far. I can easily earn 6% apr on a month-to-month basis, so my savings aren't locked up for a long time, or just leave money in my account and let it earn at a 4% APY

Gregory GonzalesAugust 4, 2021

I was initially hesitant to try this…

I was initially hesitant to try this after some bad experiences on other platforms. MyConstant has NOT disappointed so far.

Christopher T. PerkinsAugust 4, 2021

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Asked Questions

Here you'll find answers to the most common questions our customers ask. If you can't find your answer here, please email us at and we'll be happy to help you.

How does MyConstant investing work?

When you invest with us, you first send your funds to our custodial partner Prime Trust, an accredited US financial institution.

We then lend on your behalf to collateralized borrowers, liquidity pools, and decentralized exchanges in return for interest.

When you’re ready to withdraw, Prime Trust will process your withdrawal request. There is no charge or fees for fiat (USD etc) withdrawals. You'll keep the interest you earn up to the moment you withdraw your funds.

You can choose our instant access account or invest for a fixed term. Our instant access account has a 24-hour term that’s automatically extended every 24 hours unless you choose to disable the product or withdraw your funds.

All account statements for MyConstant investment products are stated in USD equivalent terms at all times.

Is CONST LLC a bank?

Please note that CONST LLC (hereafter referred to as “we”, “us”, or “Company”) is not a bank or deposit account, nor is it a regulated financial institution. No interest will be paid on any funds or other assets held in your MyConstant account and all assets directly held by us are not insured by us or, except as set forth below, any third party or any government agency.

We work with independent third-party financial institutions such as Prime Trust to provide cash management for the fiat deposits. When not on loan, the fiat deposits are held in one or more depository accounts at US banks or trust companies whose deposits may be insured.