Spending and investing
all in one place
Peer-to-peer lending is only one part of MyConstant. We’re now offering you the same security with the high interest rates you’ve come to expect with our new debit card.
Your card allows you to spend your money online or pay your bills whenever you want with no hidden fees. When your money isn’t on your card, it earns 4% APY through your instant-access account.
Plus, your fixed-term investments give you a line of credit of up to $2,000 with no interest for 30-days.
Benefits
when funds are on your debit card
No monthly or annual fees and no minimum deposit required.
without interest for the first 30-days.
How to get your debit card
You can deposit funds from your instant-access account onto your digital debit card. Just follow the steps below and you’ll be issued a card to use anywhere online.
Plus, if you’re a Diamond member, we’ll mail you a physical card so you can use it when you’re out shopping or dining.
Frequently
Asked Questions
The total daily amount you can transfer onto the card is $5,000 with no minimum.
You can make a total of 10 transfers per day.
You can spend a total of $5,000 on one purchase.
How does MyConstant investing work?
When you invest with us, you first send your funds to our custodial partner Prime Trust, an accredited US financial institution.
We then lend on your behalf to collateralized borrowers, liquidity pools, and decentralized exchanges in return for interest.
When you’re ready to withdraw, Prime Trust will process your withdrawal request. There is no charge or fees for fiat (USD etc) withdrawals. You'll keep the interest you earn up to the moment you withdraw your funds.
You can choose our instant access account or invest for a fixed term. Our instant access account has a 24-hour term that’s automatically extended every 24 hours unless you choose to disable the product or withdraw your funds.
All account statements for MyConstant investment products are stated in USD equivalent terms at all times.
Is CONST LLC a bank?
Please note that CONST LLC (hereafter referred to as “we”, “us”, or “Company”) is not a bank or deposit account, nor is it a regulated financial institution. No interest will be paid on any funds or other assets held in your MyConstant account and all assets directly held by us are not insured by us or, except as set forth below, any third party or any government agency.
We work with independent third-party financial institutions such as Prime Trust to provide cash management for the fiat deposits. When not on loan, the fiat deposits are held in one or more depository accounts at US banks or trust companies whose deposits may be insured.
