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Borrow the way you want

Set your own rates.

Protected by smart contracts.

Get cash for crypto without needing to sell.

Get the funds you need at rates you are willing to pay. All your collateral is kept safe in a smart contract escrow, and will be automatically returned to you when the loan is repaid.

Questions? Call us at +1 844 201 7242.
Monday to Friday, 9am - 5pm PT.
Set your own rates

Our P2P matching algorithm replaces centralized banks and allows you to tap into true market demand.

Protected by Ethereum

Your loan agreement is protected by a smart contract that will always run exactly as programmed.


Constant does not touch your collateral. It is securely stored in an Ethereum smart contract escrow.

No credit scoring

No credit scoring or background checks. Get funds instantly, no month-long waiting games for approval.

How to borrow

1. Set your own terms

Choose how much you want to borrow and for how long, then enter the interest rate you want to pay.

2. Wait to be matched

The Constant matching algorithm finds investors that can lend you the money you need at the rates you want.

3. Get cash to spend

Once you’ve found a match, you’ll receive the loan in your account. Collateral is stored safely in a smart contract escrow and will be automatically returned when you repay.

Top questions from users

How long will it take to find a match?
This depends on the rates and terms you set. Market levels normally result in immediate (or near-immediate) matches, so we update the market rates on the website regularly. If you choose a lower interest rate, it might take a little longer to find you a suitable match.
Do you check my credit score?
As Constant only offers secured loans backed by collateral, there is no need for credit scoring. All you need is adequate collateral to secure your loan. To see how much collateral you’ll need to secure your loan, simply enter the amount you’d like to borrow. The calculator will work out the amount for you.
How do you protect my collateral?
Your collateral is held safely in an Ethereum powered smart contract escrow. This means no one can touch it – not even us. When you repay, your collateral is immediately transferred back to you.
What happens if I don’t repay the loan?
If you don’t repay the loan, we sell your collateral to pay back investors, and you get to keep the loan. That’s all there is to it.
What happens if my crypto collateral falls in value?
If your collateral falls below a certain threshold, we sell it to pay back investors, and refund you the difference. The USD loan is yours to keep.

Open an account

101 E Redlands Blvd, Suite 272
Redlands, CA 92373, USA
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